O prekograničnom kreditiranju u Evropskoj uniji

Dimitrijević, Duško (2011) O prekograničnom kreditiranju u Evropskoj uniji. Evropsko zakonodavstvo, X (35-36). pp. 72-80. ISSN 1451-3188

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Abstract

The article examines provisions of theEuropean Parliament and Council Directive 97/5/EC of 27 January 1997 on cross-border credit transfers. The volume of cross-border payments is growing steadily as completion of the internal market and progress towards full economic and monetary union lead to greater trade and movement of people within the Community, whereas crossborder credit transfers account for a substantial part of the volume and value of cross-border payments. It is essential for individuals and businesses, especially small and medium-sized enterprises, to be able to make credit transfers rapidly, reliably and cheaply from one part of the Community to another The special of the author analysisis paid to the implementation of the Directive on cross-border transfers at national level with regard to both legal transposable into domestic law and practical application by the banking sectors in the Member States.

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